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If your travel is delayed or halted due to a covered reason, we'll provide coverage for your lost travel expenses and incurred transportation up to 150% of your insured trip cost at Freely.

If your baggage is delayed or sent to the wrong place for 12 hours or more during your trip, we will reimburse you up to $250 for any emergency items you had to purchase in that time at Freely.

When your personal items, travel documents or credit cards are lost, stolen or damaged during your trip, we will reimburse you for their costs up to $2,500 in total (with a per-item limit of $500) at Freely.

If, during your trip, you suffer loss of life from a covered injury, or you experience accidental dismemberment, we will provide coverage up to $50,000. Note that the covered loss must occur within 365 days of the accident at Freely.

If you get sick or injured during your trip and need immediate medical care, we'll reimburse you for expenses incurred up to $500,000 at Freely.

If you need immediate dental treatment during your trip, we can provide reimbursement for up to $1000 at Freely.

If you become critically ill or injured and need immediate transportation for medical care, we may coverage the costs up to $1,000,000 at Freely.